Delta Dental of Virginia and The Local Choice
As a subscriber with The Local Choice your dental benefits are administered by Delta Dental of Virginia. With Delta Dental you have your choice of almost 3,700 dental locations throughout Virginia and over 161,000 dental offices across the country. All dentists who have agreed to participate in a Delta Dental network will file your claims for you, will accept Delta Dental’s allowances for services (in addition to any required coinsurance), and will abide by Delta Dental’s guidelines for dental treatment.Delta Dental Premier Network
Delta Dental offers The Local Choice members its largest network, Delta Dental Premier, with almost 80% of all dentists in Virginia. When you receive your dental care from a Delta Dental Premier dentist, you will not be responsible for any charges that exceed Delta Dental’s allowance for the covered services you receive. This means your out-of-pocket expenses will be limited to the amount of your coinsurance and any amounts that exceed your annual or lifetime maximums.Receiving Care From Dentists Outside the Delta Dental Network
Should you decide to receive dental care from a dentist who is not a member of the Delta Dental Premier network, you will still receive benefits from your dental plan, but your share of the cost will likely be higher than if you received care from a network dentist. In addition, you may have to file any claims yourself.
